Automobile

Tips for Lowering Auto Insurance Costs for a New Driver

Young drivers, particularly teenagers, frequently cause traffic accidents because they lack experience and tend to be distracted, risky drivers, due to their youth. They can be expensive additions to your auto insurance policy. If your Rock Hill region household is about to add a new driver, make sure that he or she understands that besides
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A Safe New Driver Means Lower Costs

A new teen driver can send a Rock Hill parent’s stress-level, and possibly auto insurance premiums, soaring. Helping your young adult learn to be a safe, smart driver will serve them a lifetime while giving you peace of mind. And, safe driving will have a positive impact on your car insurance premium. Here are recommendations
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Your Insurance Carrier Won’t Cover a Loss – Now What?

An insurance policy is a legal contract that exchanges an insurance company’s obligation to pay for certain losses if the person covered by the policy pays a required premium.

Encompass Insurance Assists in Hail Storm Recovery

The storm that struck South Carolina on April 9th produced large amounts of rain, hail, wind, and lightning, with some areas in the upstate reporting hail the size of baseballs. Although the storm struck quickly, it produced widespread damage. South Carolina insurance companies estimated that it caused about $45 million in damages from over 18,000
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Need to File a Claim After this Weekend’s Hailstorms?

The strong thunderstorms on Saturday produced lightning, wind, and hail that caused damage all across the area. If there was damage to any of your insured property and you would like to file a claim, give us a call at 803-324-5262. Please note that due to the widespread damage, we are experiencing a high number
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Japan’s Devastation Make Us Think About Insurance

While it is too soon to place a dollar amount on the cost that the devastating 9.0-magnitude earthquake and subsequent tsunami that rocked Japan on March 11 will have on the global insurance industry, early estimates are easily in the billions of dollars. Entire villages were destroyed and hundreds of thousands of Japanese people lost
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Technology that Saves Lives Behind the Wheel

When laws do not do enough to curb texting and driving, technology can intervene. Next time you are stopped at a red light, look at the drivers around you. Chances are you will see one of them quickly looking down and back up as they send a text message or read an email on their
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Concerned About Rising Gas Prices?

The sudden rise in the cost of a gallon of gasoline is unsettling for many Americans and may be the beginning of a trend that sees prices continue to escalate into the spring and summer months. While we certainly cannot do anything to control these numbers, we can at the very least help you find
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Why do I need car insurance?

Nearly every minute of every day, a car accident occurs. What would you do if you were involved in a car accident and your vehicle required serious repairs? Could you afford to pay those repairs out of your own pocket? Can you continue to make your car payments while you are paying for repairs to
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What are my auto insurance options?

Auto insurance varies from company to company. The names of the coverage options may change slightly, but you can expect to see the following options when you buy an auto insurance policy. Many of these options carry deductibles. A deductible is a portion of the damages that you are required to pay before the insurance
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How do I get auto insurance?

Auto insurance can be purchased at an independent insurance agency, such as People’s First. When you visit People’s First, you will meet with an independent insurance agent who will discuss your coverage needs and budget with you to determine the amount of coverage that is right for you. Whether your needs are basic or you
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Thinking about a hybrid? How will it affect your insurance?

On average, the purchase price of a hybrid is $2000 to $4000 higher than a standard fuel vehicle. In terms of insurance, research shows that most hybrid owners are safe drivers and are a lower risk. The majority of consumers who are willing to pay more to own a hybrid have a different mindset than
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Kid off to college? Do you have your auto insurance bases covered?

When it comes to students at college, nearly one third of them have a car. Determine whether your existing insurance coverage will still cover your child while away at college, as well as wether your existing coverage is enough. Most likely your child will be able to remain on your current insurance policy. However, it
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