An insured’s experience modification, which affects their annual premium, was set at 1.13 by the National Council on Compensation Insurance (NCCI). Our claims department determined that NCCI used incorrect expense payments to create this modification. As a result we had the expense modification was adjusted to a…
Our client had a workers compensation claim when their employee was severely injured. The insurance company was investigating the claim and things were at a complete standstill. The claimant was 30 days post accident with no answers regarding coverage from the company. Peoples First had numerous conversations…
Our insured had a large fire which destroyed storage building housing multiple pieces of equipment and tools. Due to policy limitations, the company was restricting certain areas of coverage. Peoples First researched the carrier position and demonstrated their position was flawed. As a result, our client…
One of our large manufacturing clients was involved in a serious auto accident resulting in a large amount of specialty tools being damaged. The insurance company was resisting paying Replacement Cost (without deduction for depreciation) for the damaged tools. Peoples First took the position that the policy…
If you are a small business owner offering group health insurance for your employees, you may be eligible to receive a health care TAX CREDIT to help you provide the coverage for them, starting with tax year 2010. If eligible, your business can receive a federal tax credit for up to 35% of your health [...]
Peoples First would like to welcome Alexander Galloway. Alexander graduated recently from Davidson College with a degree in psychology. He is currently serving as an Operations Associate and has the wonderful designation of being a fourth generation descendant of the original founder of Peoples First. Welcome, Alexander!
It’s important to keep a home inventory — especially these days, with the popularity of flat-screen televisions, iPhones, video games and other expensive electronics. But the process can be time-consuming and difficult. The Insurance Information Institute’s Know Your Stuff tool can make doing a home inventory a breeze. Know Your Stuff helps you enter items [...]
