Fundamentals

What is commercial insurance?

Friday, February 12th, 2010

Commercial insurance protects your business from unforeseen occurrences, such as crimes and natural disasters. Also, if you have employees working for you, it is important to discuss coverage for workers’ compensation.

For business owners it is important to mitigate risk. Having the optimum insurance policy in place is a major…

Why do I need insurance?

Friday, February 12th, 2010

Insurance is for the uncertainties of life. Accidents and castastrophes happen. What cannot be predicted is when they will occur and whom they will affect. Most people understand they will get sick at some point in their lives, but they cannot predict the severity and extent of the illness…

How do you define what insurance is … or does?

Friday, February 12th, 2010

Insurance is simply a vehicle for transferring risk from one party to another. You need insurance if you have financial risk (and everyone does) and you want to reduce that risk. To do so, you pay someone else (the insurance company) to assume much of the risk for you,…


  • Auto
  • Health
  • Home Owners
  • Life
  • Group Benefits
  • Business

Recent Posts

Did You Know…?

If you are a small business owner offering group health insurance for your employees, you may be eligible to receive a health care TAX CREDIT to help you provide the coverage for them, starting with tax year 2010. If eligible, your business can receive a federal tax credit for up to 35% of your health [...]

Peoples First Welcomes New Employee

Peoples First would like to welcome Alexander Galloway. Alexander graduated recently from Davidson College with a degree in psychology. He is currently serving as an Operations Associate and has the wonderful designation of being a fourth generation descendant of the original founder of Peoples First. Welcome, Alexander!

Spring’s a great time for a home inventory

It’s important to keep a home inventory — especially these days, with the popularity of flat-screen televisions, iPhones, video games and other expensive electronics. But the process can be time-consuming and difficult. The Insurance Information Institute’s Know Your Stuff tool can make doing a home inventory a breeze. Know Your Stuff helps you enter items [...]

footer