Homeowners

Spring’s a great time for a home inventory

Thursday, April 15th, 2010

It’s important to keep a home inventory — especially these days, with the popularity of flat-screen televisions, iPhones, video games and other expensive electronics.

But the process can be time-consuming and difficult. The Insurance Information Institute’s Know Your…

Spring Safety Checklist

Thursday, March 11th, 2010

Daylight Savings time is almost upon us and the catchy phrase “spring ahead” signals change for Americans.  It’s a reminder to move clocks ahead one hour for daylight savings time.  With these seasonal changes, millions take on “spring cleaning” of homes, garages, and yards.  When…

Why do I need homeowner’s insurance?

Saturday, February 13th, 2010

What would you do if you came home from vacation to find that your home had been robbed? Your TV is gone, your computer, and many of your personal belongings. Would you have the money to replace it all? What if your home were damaged by a tornado or…

What are my options for homeowner’s insurance?

Saturday, February 13th, 2010

Homeowner’s insurance varies from company to company, but a basic policy typically covers your home and outbuildings or other structures on your property. Your homeowner’s policy may also include:

  • Personal liability. Personal liability insurance covers damage or injury to someone else’s person or property, for which you are responsible.
  • Liability. If…

Part of the residential boom in Fort Mill? How do you plan to insure your home?

Saturday, February 13th, 2010

Many people moved to Fort Mill to escape from the crowded Charlotte atmosphere. The area allows them to live in a small-town atmosphere, with the luxury of being only 18 miles from the city of Charlotte, which is about a 30 minute drive.

The insurance rate for a home is…

With cyclones, typhoons, monsoons, and earthquakes in the news, do you know what your home insurance does and does not cover?

Friday, February 12th, 2010

Many consumers have seen a rise in the cost of insurance along the coast of South Carolina in recent years.

Over the past several years the Carolinas have become increasingly popular, especially properties near the beach areas of South Carolina. Due to the remarkable increase in growth and development in…

Considering a pool? The water is not the only thing you will need to have covered

Friday, February 12th, 2010

If you are considering getting a pool, you need to contact your insurance representative to discuss the added liabilities and additional coverage for having a pool in your yard. Having a pool presents additional risks that will increase your premium. A pool is considered to be an “attractive nuisance.”

Some…

Social Host Liability Tips

Thursday, February 11th, 2010

Do Your Homework: When hosting a holiday party, individuals should look to the liability portion of their homeowners or renters insurance policy to protect them if they are sued and found liable for an accident involving a guest who drank at their home. Consumers should regularly review their liability…


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Did You Know…?

If you are a small business owner offering group health insurance for your employees, you may be eligible to receive a health care TAX CREDIT to help you provide the coverage for them, starting with tax year 2010. If eligible, your business can receive a federal tax credit for up to 35% of your health [...]

Peoples First Welcomes New Employee

Peoples First would like to welcome Alexander Galloway. Alexander graduated recently from Davidson College with a degree in psychology. He is currently serving as an Operations Associate and has the wonderful designation of being a fourth generation descendant of the original founder of Peoples First. Welcome, Alexander!

Spring’s a great time for a home inventory

It’s important to keep a home inventory — especially these days, with the popularity of flat-screen televisions, iPhones, video games and other expensive electronics. But the process can be time-consuming and difficult. The Insurance Information Institute’s Know Your Stuff tool can make doing a home inventory a breeze. Know Your Stuff helps you enter items [...]

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