Life & Health

Did You Know…?

Tuesday, August 17th, 2010

If you are a small business owner offering group health insurance for your employees, you may be eligible to receive a health care TAX CREDIT to help you provide the coverage for them, starting with tax year 2010.

If eligible, your business can receive a federal tax credit for up…

If something happens to you, will your family have everything they need?

Saturday, February 13th, 2010

There are a variety of reasons to purchase life insurance, but they all come down to peace of mind. Whether you purchase life insurance to help your family financially continue with their plans for the future or to cover the cost of burial, a life insurance premium is a…

How do I get life insurance?

Saturday, February 13th, 2010

Life insurance is an important decision that you make for your family and loved ones. Visit your independent insurance agent to determine the type and amount of coverage right for you.

When making a decision about term or permanent life insurance, it is important to think about your financial and…

Why do I need health insurance?

Saturday, February 13th, 2010

If you were to become injured or seriously ill, who would pay your medical bills? Health care costs are skyrocketing, and most families can’t afford to pay for all of their health care needs out-of- pocket. Just like insurance on your home or your vehicle, health insurance provides you…

What are my health insurance options?

Saturday, February 13th, 2010

There are three main types of health insurance coverage:

  • Indemnity plans (out-of-pocket)
  • Preferred Provider Organizations (PPO)
  • Health Maintenance Organizations (HMO)

Indemnity plans are often called out-of-pocket plans because you initially pay for all medical services out of your pocket. After your medical visit, you are responsible for filing claims with your insurance company….

What active adult retirees need to know about health insurance when relocating to York County

Saturday, February 13th, 2010

The percentage of active adult retirees is continuously increasing, and York County is ranked as one of the top 10 places for people over the age of 60 to relocate. The county provides a small-town atmosphere and is still only about 40 minutes away from Charlotte. Many relocate to…

Cancer is on the rise in York County. How can you use life and health insurance to protect your family?

Saturday, February 13th, 2010

The county is adjusting to the increased need for health care systems and providers to meet increased demand. Health care is accessible, as well as affordable. However, it is important to make sure that you have the proper insurance policy in place. This will help protect both you and…

Considering assisted living for yourself or for a loved one? What will your insurance needs be?

Saturday, February 13th, 2010

If you are thinking about assisted living now or in the future, it is important to take several items into consideration. The cost of assisted living, as well as long-term care in nursing homes, has continued to increase over the past several years. Keep in mind that there may…

Is life insurance an investment or purely insurance?

Friday, February 12th, 2010

For centuries life insurance has been first and foremost insurance: It provides a death benefit to the family or business partners of an insured person.

Beginning about 30 years ago, the attractive returns in stock investments led insurance companies to bring investment elements into life insurance policies. For example, agents…


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Recent Posts

Did You Know…?

If you are a small business owner offering group health insurance for your employees, you may be eligible to receive a health care TAX CREDIT to help you provide the coverage for them, starting with tax year 2010. If eligible, your business can receive a federal tax credit for up to 35% of your health [...]

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