Life

What is life insurance?

Life insurance is a product that protects against financial loss resulting from death.

What are some of the basic types of life insurance?

Term Life Insurance

Term life policies provide temporary protection for a specified number of years and cover protection for temporary needs such as education, mortgage, and replacement of income.

Permanent/Whole Life Insurance

Permanent insurance offers insurance coverage to protect against long-term needs such as coverage for final arrangements and estate planning.

Annuity

An annuity is a financial contract between an individual and an insurance company, wherein the individual pays a single premium or a series of premium to the insurance company in return for an assured income. Annuities are often used as an option in retirement planning.

Because Peoples First Insurance is an independent agency we represent many of the Nations top Life Insurance Companies. We don’t just quote one company. We compare rates for you, saving you time, and money!

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Recent Posts

Did You Know…?

If you are a small business owner offering group health insurance for your employees, you may be eligible to receive a health care TAX CREDIT to help you provide the coverage for them, starting with tax year 2010. If eligible, your business can receive a federal tax credit for up to 35% of your health [...]

If something happens to you, will your family have everything they need?

There are a variety of reasons to purchase life insurance, but they all come down to peace of mind. Whether you purchase life insurance to help your family financially continue with their plans for the future or to cover the cost of burial, a life insurance premium is a small price to pay for peace [...]

How do I get life insurance?

Life insurance is an important decision that you make for your family and loved ones. Visit your independent insurance agent to determine the type and amount of coverage right for you. When making a decision about term or permanent life insurance, it is important to think about your financial and personal future. When will your [...]

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