Peoples First Insurance offers competitive rates on auto insurance with broad coverages and additional optional coverages to protect you and your loved ones.
Common Coverages an Auto Policy Provides:
- Bodily Injury Liability - Protects against a claim or lawsuit if others are injured in an auto accident that you or your family are considered legally responsible.
- Property Damage Liability - Protects against a claim or lawsuit for any damage you may cause by an auto accident to someone else’s auto or property.
- Medical Payments – Pays for reasonable medical expenses, or certain other expenses resulting from an auto accident for you, your family and your passengers.
- Uninsured/Underinsured Motorist - Covers injury resulting from a hit-and-run accident or uninsured or underinsured drivers.
- Collision Coverage - Covers auto damage from a collision with another car or object.
- Comprehensive Coverage - Covers auto damages from losses such as fire, theft, hail, vandalism or many other events.
Additional Coverage Options:
- Rental Reimbursement - Covers the expense of a rental car while your vehicle is being repaired from a covered loss.
- Towing and Labor - Provides towing service for a disabled vehicle.
- Gap Coverage - Covers the difference in the actual cash value of your vehicle and the amount you may owe on a loan in the event of a total loss.